Financial Abundance

If you change the way you look at things, the things you look at change!  This is so true in the area of finances.  Do the words money, finances or investments make you feel scared, insecure, panicked?  Do you feel like you do not know where to start with finances or money management?  At HHL Group, I meet with people everyday who feel that they do not have a good idea of their financial situation.  Consequently, they never feel that they have “enough” money.  It could be the individual is concerned about the financial burden associated with raising children.  It could be that the individual has lost a job or has a spouse who has been out of work for months.  Perhaps retirement age is approaching or aging parents need assistance.

I have found through my own personal experiences that when anyone focuses on a lack of money, they can never achieve abundance.  If we are fearful, if we continually say to ourselves and to others that we don’t have enough, we never will.  However, if we can begin to shift our thoughts and focus on reaching for the small thing that we can be grateful for, over time our fear will subside.

There are practical steps that I have developed to assist you in making a financial shift.  Let HHL Group assist you to make 2011 the year you make a financial change.  Join me when I am a guest on the Soul Friends Empowerment Calls with Intuitive Life Coach Nancy Nicholas on 1/27/2011 from 6:30 PM – 7:30 PM EST and I’ll help you create an action plan to reach your financial goals this year.  For details:  Empowerment Call

Laurie Price, CPA
HHL Group, Inc.
257 S. Court Street
Suite 1
P.O. Box 802
Medina, OH 44258
(330) 721-1410 (telephone)
(330) 721-1417 (facsimile)
www.hhlgroup.net

Finding Financial Peace of Mind

As we enter a month focused on peace we thought we would give you some ideas on how to bring financial peace into your life. We think of financial peace as not worrying about financial matters. This doesn’t mean that time and energy is not put into financial matters just that the time and energy put in this area is positive.

One of the steps in achieving financial peace is to work on “knowing” instead of “believing”.   As Richard Carlson states in the book Don’t Worry, Make Money, “…the moment you decide that what you knew is more important than what you have been taught to believe, you will have shifted gears in your quest for abundance. Success comes from within, not from without. It begins by listening to your inner calling and wisdom. What do you truly value and enjoy? What is your heart trying to tell you? Is there something that you have an inner need to pursue? These are the types of questions that will put you on your path to greatness. Once on that path, you will discover your own unique way to make the path an enormous success and a great deal of fun.”

It can be difficult to let go of those things you have been taught to believe- through family and friends, media, books and other resources- but allowing your inner knowing to be heard will bring you peace in many areas of your life.

Another area to think about when considering your financial matters is to not rely on too much data. Data can be helpful but in today’s day and age there is an enormous amount of data available to everyone. From the book Don’t Worry, Make Money another section gives advice on how to do this and why as follows: “The next time you find yourself filling your head with facts and stewing over data, take a step back. See if what you are doing is really going to help you out, make things better- or are you simply postponing the steps that will actually bring about abundance? Be completely honest with yourself. Perhaps, instead of studying facts, you should pick up the phone and make a call. It’s very possible you have all the data you need and the simple decision to stop worrying is the most important thing you could be doing.”

So in this time of year where peace is on our minds we wish you and your family financial peace. If we can help you achieve this please contact us at 330.721.1410 or through our website www.hhlgroup.net.

Financial Review for Fall!

As we enter fall and the last quarter of the year, this is a great time to review how the year is progressing for you and/or your business.  This is also a good time to review goals that you have set for the year and determine what you want to accomplish before the end of the year.  In the financial area there are several areas to concentrate on for this review.

First, concentrate on how you and/or your business are doing financially.  If you haven’t produced financial statements recently now is the time to sit down and get those done.  Then review them in detail to see how the different financial areas of your personal and/or business life are performing.  Compare those results to last year and analyze significant differences.  Based on that review determine any changes you need to make   prior to the end of the year. 

Next, look at your tax situation.  There is still plenty of time to begin personal and corporate income tax planning and to implement tax strategies for 2010.  We recommend that tax planning begin in October or November each year.  Some of the tax planning areas to review would be retirement savings, including ROTH conversions, buying new equipment for use in your business, charitable contributions and investment gains or losses.  The Small Business Jobs Act of 2010 was signed into law September 27^th.  Learn about the provisions of the Act and how they will affect your business.

Another area to review at this time is your insurance coverage.  At least once a year you should gather your insurance plans for both your personal and business policies and review them to make sure they are still needed and have adequate coverage.

Your estate plan is another important item to review.  You want to make sure it still reflects your wishes and covers any changes to your life that have occurred such as birth of children, death of a beneficiary or changes in your business.

Lastly, reviewing your financial records and making sure they are all in order is important.  Having well organized financial records will save you time and energy when looking for information or doing any of the above reviews.  It will also be helpful if anything unexpected should happen and someone else needs to find your financial information. 

HHL Group, Inc. provides services which will help you and/or your business with these reviews.  Contact us today at 330-721-1410 or at http://www.hhlgroup.net/ to set up a free 30 minute consultation to get started on your year-end review.

“Flow” with Financial Freedom

Written by Sanctuary owner and Intuitive Life Coach, Nancy Nicholas

My own personal journey seems to be working right along with the Sanctuary focus word of the month. Is that happening for you? So far, I’ve worked on surrendering my fears (January), defining what I want (February), and now learning how to flow where the Universal energy is leading (March).

One area I find a challenge to “flow” with is money. Since the time I was a teen whose father was patiently trying to teach her how to do her very simple tax return (while I ranted and raved), up to today, I’ve found all matters financial to be very stress inducing. Frankly, I’d rather go to the dentist then go talk to someone about money matters.

That is until I experienced financial coaching at HHL Group, Inc.

My husband, Jeff, and I decided to take advantage of the special package being offered by Sanctuary member, Laurie Price of HHL Group, Inc. for 3 one hour financial coaching sessions. We had our first session over the weekend and it was amazing! Amazing doesn’t even cover it…let me put it this way…Jeff and I came home smiling …yes, smiling…and considering how we usually react to this type of thing, this was a complete miracle!

So why was it a wonderful session?

First, the session was empowering. Laurie helped us see where we have made good strides financially and also had excellent suggestions how we could save money on our taxes and also keep building for our future. She helped us feel confident about our options instead of making us afraid.

Second, the session provided the conversation and additional tools to help us get a clearer picture of our wants, needs, and dreams for our financial future. I’m actually looking forward to filling out the questionnaire she gave us because it will help us clarify where we want to go.

Third, Laurie was clearly very knowledgeable, wasn’t trying to sell us anything, and came from a holistic point of view. She paid attention to the details but also kept refocusing us on our overall goals.

Finally, I came away from the session filled with hope that our dreams for our careers and the life we’d like to lead might actually be possible. Hope is really the most precious of gifts.

Are you ready to start flowing with financial freedom?

If so, you may want to try financial coaching. It’s a fresh approach that provides financial guidance with out a sales pitch from a holistic point of view.  Mention Sanctuary when you call to schedule your appointment and you can participate in a special offer for the month of March ($250 for 3 one hour sessions/normally $300).

To learn more about HHL Group, Inc. and financial coaching options, click HERE.

Nancy Nicholas is an Intuitive Life Coach who works with clients who are feeling powerless because of a relationship, health situation, job, family matter, or other concern. She offers Empowerment Readings which combine Divine guidance with practical coaching tips to help her clients make the necessary changes to move into a better situation. Readings are available by phone or email. Visit her website to learn more and to get your free Divine Purpose Survey! www.EmpoweringLightworkers.com

The New Year…A Perfect Time to Set a Budget

The New Year is a perfect time to create a budget.  Many people consider a budget to be an unpleasant, limiting factor in their life.  Instead, I invite you to view it as a welcome guideline and a fun puzzle.  Nothing feels quite as good as spending within your means.  And I fully encourage you to build in a line for “treats” or “splurges.”  There are many tools available online to help with this activity.  Several sites like Kiplingers and The Dough Roller have especially useful tools.  Or Google search “budget tools” and choose one to your liking.  If you are stuck, a coaching session can help you start the process.  I am offering a new program, Budget Bliss, that can help you be on your way!  Regardless of your method, I encourage you to take the plunge!  It will give you peace of mind and the great satisfaction of having done something to take care of yourself as the new year begins.

From Cathy Posner, Transition Consulting and Coaching/Crossroads Coaching/Sanctuary at the Crossroads
www.transitionconsultingandcoaching
Questions? Call or email cathy@transitionconsultingandcoaching.com or 216-337-2106